A free budget worksheet is helpful in listing all your possible expenses and savings for the entire month. This will enable you to see whether you have saved a certain amount of money or you have spent more than what you allocated for your budget .
Although the format for it varies per person, it is still needed during financial budgeting. All the things you have placed in the worksheet should be followed in order for you to benefit from it. If there are modifications, do it in advance and make sure that you can compensate for the possible expenses.
It is certainly important to be committed with the daily budget so that you can reach your financial goals. The money you set aside can be beneficial in the future. You might be hospitalized or you might need to transfer to another place. But since you have saved something for your future, sudden expenses will not be a burden.